G7 coffee. I LOVE THIS COFFEE!
I’m leaving for Hong Kong on Sunday and I am still contemplating whether to bring my luggage bag or just to bring my carry on bag. 😦
This is what will probably happen if I were to use either the luggage or the carry on bag;
Luggage bag ==> Can bring more stuff (clothes, snacks, toiletries, shoes). Sure, a luggage bag has more space but it will also give me an excuse to buy more things in Hong Kong just because of the available space in my luggage. And here I am trying to do a Spending Diet!! +_+
Carry on bag ==> Limited things (I would have to be creative about this as I’ll be in Hong Kong for a month. Recycle clothes during the weekdays for work, functional shoes, etc) And since space is very limited, it’ll probably deter me from shopping (hopefully).
The last time I was in Hong Kong, I have both luggage bag and carry on bag and let’s just say, the hole in my pocket was very deep by the end of the trip (lol!)
Look at what I’ve got! 😀
Depending on where I’ll be during these upcoming weeks, I shall be posting the total amount of my weekly spending according to the local currency. At the moment, I am in Hanoi, Vietnam so the currency used for Week 1 post is Vietnam Dong.
Week 1 Total Damage: VND 356,900 (RM52.42/USD17)
Here is a breakdown of those seven days’ expenses
Lunch (Bun Cha) VND38,000
Snacks (Pudding) VND7,000
Lunch (Mien Cua) VND30,000
Soft Drinks (Pepsi) VND4,900
Groceries (Shared with housemate) VND67,000
Snacks (Chendol) VND15,000
Lunch (Mixed rice) VND30,000
Dinner (Mien Luon Tron) VND35,000
Soft Drinks (C2 tea) VND6,000
Spectacle frames (2 pair) VND75,000
Hair accessories VND30,000
No spend day! 😀
During my last trip to Hong Kong, I bought myself a Kindle Paperwhite. I’ve been wanting to have one (although not necessarily the Paperwhite) but I’ve been putting it off because it is expensive.
Last time I checked on Amazon, the Paperwhite is selling for USD119. In MYR, this comes to MYR381.75. Seems very cheap, no?
But let’s not forget about the shipping cost from the US to Malaysia if I were to buy it off Amazon. I’m sure the price would far exceed the RM500 or RM600 mark. But then again, these days I’m not in Malaysia often (I divide my time between Hanoi and Hong Kong due to work).
Anyway, when I was in Hong Kong earlier this month, a colleague of mine invited me to go to a mall famous for electronic gadgets with another colleague. This colleague wanted to buy an external hard disk and he said that particular mall is one of the cheapest around. Not to mention the variety that they have for sale.
Anyway, I found my Kindle Paperwhite on the first floor which incidentally is the same shop where my colleague bought his external hard disk from. Below is the breakdown of my purchases in Hong Kong Dollar (HKD)
Kindle Paperwhite : HKD1280 (USD165)
Cover: HKD250 (USD32)
Screen Protector: HKD80 (USD10)
USD1 = HKD7.74
The total amount came to HKD1610 (USD208). In MYR, it is MYR667.26. This is the most amount I have ever spent on a gadget. The downside of this is, I might have to tighten my belt and purse strings the next time around in Hong Kong :P.
And oh yeah, this is a birthday present for me from myself. Now, I want to show off my new baby!
I’ve just transferred 10% of my July’s nett salary to a savings account created solely for this purpose. That savings account has an interest rate of 1.2%p.a., one of the highest (if not the highest) for a savings account. I will write a post about this savings account later on as I’m writing this post during working time :P.
Anyway, I hope to have at least 60% of my base salary in that savings account by year end. Note that in the first paragraph I wrote that I saved 10% of my NETT salary and in the second paragraph, I hope to have 60% of my BASE salary by year end. My NETT income comes from my base salary plus overtime pay. At the moment, I can afford to save more than 10% of my base income so until future circumstances make it impossible, I will save 10% of my NETT income.
Gotta go back to work now. 😀